NPCI Introduces New Biometric Payment Feature
UPI users now get a new payment option without entering PIN. Furthermore, NPCI launched a biometric authentication feature recently. Additionally, this update works through the BHIM app directly. Moreover, users can now approve payments using fingerprint or face. Consequently, the process becomes easier. Therefore, digital payments gain more convenience.
Payments Allowed Up to ₹5000 Limit
This feature supports transactions within a fixed limit. Furthermore, users can complete payments up to ₹5000. Additionally, biometric verification replaces PIN entry entirely. Moreover, this limit ensures controlled usage. Consequently, safety remains balanced with convenience. Therefore, small transactions become faster.
How Biometric Feature Works in BHIM
NPCI’s subsidiary NBSL added this feature to BHIM. Furthermore, users can approve transactions through fingerprint authentication. Additionally, face recognition also works for approval. Moreover, both options replace traditional PIN verification. Consequently, users experience faster payments. Therefore, the system simplifies everyday usage.
Steps to Activate Biometric Payments
Users must follow simple steps to enable this feature. Furthermore, open the BHIM app and go to profile section. Additionally, select the linked bank account. Moreover, turn on biometric transaction option. Consequently, activation completes quickly. Therefore, users can start payments immediately.
Why This Feature Helps Users
This feature benefits users who forget their UPI PIN often. Furthermore, it removes issues of failed transactions. Additionally, users avoid repeated incorrect PIN attempts. Moreover, payments become smooth and reliable. Consequently, daily usage improves significantly. Therefore, user experience becomes better.
Useful for Everyday Transactions
This update simplifies common payment activities. Furthermore, users can shop online easily. Additionally, QR code payments become faster. Moreover, sending money to friends becomes simpler. Consequently, the process feels seamless. Therefore, digital payments become more accessible.
What is Biometric Authentication
Biometric authentication identifies users through physical traits. Furthermore, it uses fingerprint or facial recognition for verification. Additionally, this method confirms identity quickly. Moreover, it maintains security during transactions. Consequently, users avoid manual PIN entry. Therefore, the system remains both secure and efficient.
