Government Calls Viral Claim Completely False
Scammers often use social media advertisements to trap people with attractive offers. Moreover, they create tempting promises to encourage users to click quickly. Now, a viral advertisement claims people can get a ₹3 lakh loan using Aadhaar. The ad further says this loan comes under a Prime Minister Loan Scheme. However, the government has clearly stated that this claim is fake. It has also urged people not to trust such misleading advertisements because no such scheme exists.
Sponsored Ads Use Graphics and Urgent Calls to Action
Meanwhile, the advertisement appears on YouTube and other social media platforms as a sponsored post. It claims users can get ₹3 lakh with minimal documentation requirements. Additionally, it uses realistic graphics to build trust and appear genuine. The ad also includes phrases like “Apply Now” to create urgency among users. In many cases, such ads include links and QR codes for quick access. These links often redirect users to unknown apps or suspicious websites.
PIB Fact Check Issues Clear Warning
The government has issued an official clarification through PIB Fact Check regarding this claim. It stated that the advertisement promising ₹3 lakh under a Prime Minister scheme is completely false. Furthermore, the government confirmed that it does not endorse any such advertisement or scheme. Therefore, users must rely only on official portals for accurate information. Authorities have advised people to stay alert and avoid trusting viral claims blindly.
Simple Steps to Stay Safe From Such Scams
People should avoid clicking on suspicious advertisements that offer unrealistic benefits on social media. Moreover, users must verify every scheme through official government channels before taking action. They should never share personal information on unknown or doubtful platforms. Additionally, users should carefully check spelling mistakes and suspicious URLs in such ads. If anyone finds such misleading advertisements, they should report them immediately. Most importantly, users must stay cautious and verify every detail before responding to any offer.
